Only 1.2% of Americans have a perfect 850 credit score, which means most of the American population has low or fair credit scores in need of repair. Find out how to find a good company that specializes in credit repair in Winston-Salem.
What Services Do Credit Repair Companies Offer?
If you have a low or fair credit score, it’s vital to look for a company that is an expert in credit fixing. These companies assist with raising your low credit score.
How Does it Work?
There are four steps a company specializing in credit repair in Winston-Salem takes to raise your credit score to a perfect 850.
First, you submit all your credit reports for review. Second, the company analyzes your credit report with the hopes of finding any information that isn’t correct. Here, the company will offer you helpful tips to prevent your credit score from decreasing further in the future.
Step three includes the credit repair company disputing the inaccuracies with your creditor. This step can sometimes take up to 30 or 40 days to complete. In the final step, the credit repair company either files the changes for you or if there are no changes to your score or continues to work with your creditors to make sure your credit score is fixed. A quality company specializing in credit repair in Winston-Salem will fix your credit score no matter how long it takes.